Elsa Ramirez
Mortgage Loan Originator
NMLS: 1867464
Elsa Ramirez
Mortgage Loan Originator
NMLS: 1867464
This time of year is great for creating cherished memories with loved ones and enjoying the warmth of home. We hope that your holiday season is filled with laughter, joy, and the special moments that make this season so magical. We Wish you a Merry Christ
Dec 23, 2024 |
Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r
Dec 19, 2024 | Purchasing a Home
There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq
Dec 17, 2024 | Purchasing a Home
Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one
Dec 10, 2024 | Purchasing a Home
As you stand on the threshold of homeownership, pre-approval letter in hand, you may wonder: How long will this golden opportunity last? Understanding the time-sensitive nature of your mortgage pre-approval can help you stay competitive in today’s f
Dec 03, 2024 | Purchasing a Home
The mortgage process is your roadmap to achieving the dream of homeownership. It’s an exciting journey filled with opportunities, critical decisions, and challenges along the way. To navigate this path successfully, open communication with your mort
Nov 26, 2024 | Purchasing a Home